Philip Chao in Investment News Article " LPL Partners with Nationwide on 401(k) Training for Bank Channel Advisers”

The brokerage hopes to capture more retirement plan clients and push assets into its small-market 401(k) product Click here to read the full article.


Philip Chao is Interviewed by Allianz Global Investors

AllianzGI is a global investment company and has developed and dedicated a section on its website to help RIAs – the RIA Exchange. Philip Chao was recently interviewed at AGI’s headquarters in New...


Philip Chao is Quoted in the Financial Advisor (FA) Magazine on BlackRock & Microsoft Partnering on Workplace Platform and Guaranteed Income Products

Do annuities and 401(k) plans mix?  The answer appears to be yes if you look at the recently passed retirement bill by the House.  This article from FA Magazine quoted many industry folks and...


Philip Chao in Investment News Article "Cross-Selling Poised To Be Next 401(k) Battleground Issue"

Personal data is an asset.  It seems obvious as to its ownership, but it's complicated. When you dig into it, the ownership line is blurry.  From Amazon, Facebook, Google, to your recordkeeper and...


Philip Chao in Investment News Article on Fidelity Wanting to Own the Workplace

In order to remain viable, a financial services company must remain relevant. In order to remain profitable, a financial services company must find ways to combat shrinking margins by gaining more...


Philip Chao in Investment News Article on Principal Acquisition of Wells

The purchase of Wells Fargo retirement business by Principal is a sign of the shrinking recordkeeping industry. Fee compression is a major force and has direct impact on profitability. Thus, size...


Philip Chao Commentary quoted in Iris.com - How Will Asset Managers Find Ways to Distribute Going Forward?

For some time now, I have been contemplating the distribution path for asset managers in a shrinking (too many players in a changing demographic and low return world) marketplace under significant...


Philip Chao is Quoted in Fund Intelligence Article on BlackRock & Microsoft Partnering on Workplace Platform and Guaranteed Income Products

Philip Chao is quoted in the “BlackRock, Microsoft partner on workplace platform: Guaranteed income products planned”  Fund Intelligence article. Click here to read the full article.


Philip Chao in Investment News Article on the Annuity and Mutual Fund Interests at Odds over 401(k) Disclosures

Now that the last DOL fiduciary rule fight is over, financial product purveyors are elbowing each other for dominance in the retirement income space in and out of the employer sponsor retirement plan...


Philip Chao's Article "The Unintended Fiduciary Consequence of Fee Compression" Featured in InvestmentNews Article

ERISA was enacted in September 1974. The SEC abolished fixed-rate commissions on trading in May 1975. These were the twin fire-starters of fee compression, and the flame continues to burn today. Click...