Philip Chao is Quoted in Fund Intelligence Article on BlackRock & Microsoft Partnering on Workplace Platform and Guaranteed Income Products

Philip Chao is quoted in the “BlackRock, Microsoft partner on workplace platform: Guaranteed income products planned”  Fund Intelligence article. Click here to read the full article.


Philip Chao in Investment News Article on the Annuity and Mutual Fund Interests at Odds over 401(k) Disclosures

Now that the last DOL fiduciary rule fight is over, financial product purveyors are elbowing each other for dominance in the retirement income space in and out of the employer sponsor retirement plan...


Philip Chao's Article "The Unintended Fiduciary Consequence of Fee Compression" Featured in InvestmentNews Article

ERISA was enacted in September 1974. The SEC abolished fixed-rate commissions on trading in May 1975. These were the twin fire-starters of fee compression, and the flame continues to burn today. Click...


Philip Chao in InvestmentNews Article on the Unintended Fiduciary Consequences of 401(k) Fee Compression

After the fiduciary rule was vacated, conflicts are slowly but surely creeping back into our industry.  A sleight of hand here and a rabbit out of the hat there as retirement service providers are...


Philip Chao in InvestmentNews Article on 401(k) Record Keepers Seek New Revenue Streams to "Save Themselves"

Philip Chao offers his thoughts on how record keepers are seeking new sources of revenue in response to relentless fee compression squeezing their bottom line. Click here to read the full opinion.


Philip Chao in InvestmentNews Article on 401(k) Adviser Disclosure Needs an Important Update

Philip Chao offer his thoughts on how disclosing behavioral biases is voluntary but no less important than making the required disclosures. Click here to read the full opinion.


Philip Chao & Don Trone in Iris.com – Are You an Adviser or an Advisor?

Do your clients believe that you’re serving as an adviser or an advisor? This is not a trick question. If you’ve never considered the answer nor clearly communicated your role with clients,...


Philip Chao in InvestmentNews Article on Drawing Down Assets from a Portfolio

Philip Chao was invited to offer his thoughts on how decumulation decisions should not be made complicated and solution providers and regulators should be mindful of behavioral biases. Click here to...


Philip Chao in InvestmentNews Article on Fidelity Zero Cost Funds

Philip Chao was quoted on the “Fidelity's zero-cost funds raise issues for 401(k) advisers” InvestmentNews article. Click here to read the full article.


Philip Chao in InvestmentNews Article on Fidelity and Empower Keeping Fiduciary Services for 401(k) Participants

Philip Chao is quoted on the “Allianz Life enters retirement market with Vestwell partnership” FundAction article. Click here to read the full article.